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Do home inspectors need insurance?

Do home inspectors need insurance?

Protect Your Home Inspection Business

E&O (Errors & Omissions) insurance isn’t required by every state, but most states require some form of coverage for home inspectors. Claims and lawsuits against home inspectors can come from anyone for any reason – make one mistake, and you could be held liable for something as little as a generalized report. The best way for home inspectors to protect themselves is to have E&O and liability insurance. 

States requiring some form of home inspector insurance:  

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Florida
  • Kansas
  • Kentucky
  • Maryland
  • Massachusetts
  • Mississippi
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • Tennessee
  • Texas
  • Virginia

Does pay-per-inspection insurance coverage work?

While pay-per-inspection coverage is more affordable for home inspectors, especially ones new to the game, it’s mostly ineffective and won’t offer you good coverage in the case of an error. When you’re held liable for an E&O, legal costs add up quickly. Getting the full E&O and liability insurance will help you more in the long run.

ATI/OREP’s home inspector liability and E&O insurance is the best there is—period.

If you’ve read this far, you’re smart enough to know you need home inspector insurance. ATI’s partnership with OREP has everything you need: Home inspector liability insurance, errors and omissions insurance, health and dental.

Contact ATI today to get more information about our home inspection certification.

Learn More About Home Inspection in Your State:

How to Become a Home Inspector in Alabama How to Become a Home Inspector in Alaska How to Become a Home Inspector in Arizona How to Become a Home Inspector in Arkansas How to Become a Home Inspector in California How to Become a Home Inspector in Colorado How to Become a Home Inspector in Connecticut How to Become a Home Inspector in Delaware How to Become a Home Inspector in Florida How to Become a Home Inspector in Georgia How to Become a Home Inspector in Hawaii How to Become a Home Inspector in Idaho How to Become a Home Inspector in Illinois How to Become a Home Inspector in Indiana How to Become a Home Inspector in Iowa How to Become a Home Inspector in Kansas How to Become a Home Inspector in Kentucky How to Become a Home Inspector in Louisiana How to Become a Home Inspector in Maine How to Become a Home Inspector in Maryland How to Become a Home Inspector in Massachusetts How to Become a Home Inspector in Michigan How to Become a Home Inspector in Minnesota How to Become a Home Inspector in Mississippi How to Become a Home Inspector in Missouri How to Become a Home Inspector in Montana How to Become a Home Inspector in Nebraska How to Become a Home Inspector in Nevada How to Become a Home Inspector in New Hampshire How to Become a Home Inspector in New Jersey How to Become a Home Inspector in New Mexico How to Become a Home Inspector in New York How to Become a Home Inspector in North Carolina How to Become a Home Inspector in North Dakota How to Become a Home Inspector in Ohio How to Become a Home Inspector in Oklahoma How to Become a Home Inspector in Oregon How to Become a Home Inspector in Pennsylvania How to Become a Home Inspector in Rhode Island How to Become a Home Inspector in South Carolina How to Become a Home Inspector in South Dakota How to Become a Home Inspector in Tennessee How to Become a Home Inspector in Texas How to Become a Home Inspector in Utah How to Become a Home Inspector in Vermont How to Become a Home Inspector in Virginia How to Become a Home Inspector in Washington How to Become a Home Inspector in West Virginia How to Become a Home Inspector in Wisconsin How to Become a Home Inspector in Wyoming
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