Liability/E&O Insurance
Home Inspector Insurance—
We've Got YOU Covered.
ATI Training is proud to partner with Elite MGA to connect ATI students with insurance programs built specifically for home inspectors—so you can protect your business with Errors & Omissions (E&O) and General Liability (GL) coverage.
Whether your state requires it or not, carrying the right coverage is a key step to building a long, profitable career as a professional home inspector.
Why Home Inspectors Need Insurance
Even the best inspectors can face claims—often weeks or months after an inspection. E&O and GL coverage can help protect you when a client alleges a missed defect, reporting error, negligence, or property damage related to an inspection.
Complete Coverage, Competitive Premiums
Elite MGA provides home inspector insurance designed around real-world inspection risk—combining the protections inspectors need most in a straightforward program.
Program features may include (availability varies by state/program):
| ■ | E&O (Professional Liability) for home inspectors |
| ■ | General Liability for bodily injury / property damage claims |
| ■ | Prior Acts coverage for qualified applicants |
| ■ | Flexible options based on services offered (radon, mold, termite/WDI, etc.) |
Coverage Highlights
E&O + General Liability coverage options for home inspectors, with optional endorsements that may be available:
Endorsement availability varies by state and program.
Why Elite MGA?
Built BY Inspectors, FOR InspectorsElite MGA's programs are designed by industry professionals who understand the unique risks of home inspections. |
EliteRE — Exclusive Captive CarrierSpecialized underwriting, pricing, and claims handling designed solely for the home inspection industry. |
State-Specific ComplianceComprehensive, compliant coverage options in all 50 states, tailored to each state's regulatory requirements. |
Trusted ATI PartnerATI students benefit from a dedicated partnership with direct access to Elite MGA's team of insurance specialists. |
Ready to Get Started?
Apply for a quote through the ATI + Elite MGA partnership:
The ATI Advantage
When you train with ATI, you get more than a certification—you get a complete business launch system. Our partnership with Elite MGA means ATI students have access to insurance programs built for their specific needs, at competitive rates, from day one.
| ★ | Nationwide Training — Online, livestream, and classroom courses in all 50 states |
| ★ | Lifetime Instructor Support — Personal mentoring from experienced inspectors |
| ★ | Complete Business Package — Software, marketing materials, and business formation guidance |
| ★ | Veteran & First Responder Discounts — Special pricing for those who serve |
| ★ | Insurance Access — Streamlined E&O and GL coverage through our Elite MGA partnership |
Coverage, eligibility, endorsements, and pricing vary by state and underwriting guidelines. This page is for informational purposes and does not alter policy terms.
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